Cherished Client,

The Personal Banking division of Universal Merchant Bank (UMB) values the unique needs and concerns of every individual. Our team of dedicated staff work diligently and effectively to exceed your expectations. 


Possessing the requisite knowledge and expertise, the UMB Personal Banking division can craft innovative solutions to address your personal banking needs.


Our personal banking services are guided by our commitment to excellent service and customer satisfaction. We invite you to join the UMB family and experience our exceptional banking services.

Yours faithfully,

Jeffrey Yeboah

Head, Personal Banking