Management

Nana Dwemoh Benneh
Chief Executive Officer

Nana Dwemoh Benneh has considerable local and international expertise in banking.

He worked briefly with Merchant Bank Ltd after his graduate studies in Economics and Philosophy from the University of Ghana in June 1996. Whilst in Legon he was a resident member of Commonwealth Hall.

In September 1998 Nana Dwemoh moved to join Barclays Bank on Barclays Plc’s International Business Leadership Program designed to develop Business Leaders with global and significant Pan African experience.

Whilst with Barclays he had the opportunity to work in various management roles across a number of countries in Africa and the UK. His 15 year career with Barclays Bank spanned leadership roles across Africa. He was appointed as Head of Retail in Uganda and was part of the Management team for Barclays in that country. There he led the Retail team to expand their footprint and portfolio of customers. From there he moved to Kenya as East Africa Regional Sales Manager with oversight over Consumer sales machinery in the Banks East African businesses. Subsequently in 2003 Nana Dwemoh was appointed as Director of the SME Local Business Segment for Barclays Africa based in Johannesburg, South Africa with responsibility for the Banks SME strategy for Africa.

In 2005 Nana Dwemoh moved to London to work in Corporate Banking in Barclays Plc as Sales Director for International Trade and Cash Solutions Barclays PLC, London.

In 2007, Nana returned to Barclays Bank Ghana as the Consumer Banking Director and is credited with consolidating the gains in the Bank’s consumer banking business post the Bank’s rapid expansion of the franchise that was undertaken between 2006 and 2007.

Nana Dwemoh joined Stanbic Ghana Ltd as Executive Director for Personal and Business Banking in October 2013. There he led the team in significantly growing market share and profitability for the Bank’s Personal and Business Banking franchise over the last seven years.

Nana holds an Executive MBA from London Business School. He is also a member of the International Academy of Retail Banking.

He is a proud Akora of Achimota School and member of the 1989 year group.

Nana is married and blessed with four children.

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Mr. Felix Awuku
Director Operations

Mr. Felix Awuku is currently the Director of Banking Operations after acting as the Chief Operating Officer of UMB, from February, 2019. Prior to this, he had joined UMB as the Head of Banking Operations in December 2015 and played this role until his recent appointment.

He has over a decade of banking experience in senior management capacity from Barclays Bank Ghana Limited where he was the Head of Commercial Operations and acquired extensive knowledge and experience in the design and implementation of Operations Processes & Controls, as well as driving operational excellence in supporting the business. He played other roles in Barclays Bank (Ghana) Limited including being the I.T. Change Analyst with responsibility of managing I.T.-related changes, Risk & Governance Manager for Operations,

Head of Management Information & Analytics (Retail Credit Risk) in charge of Portfolio Quality Analysis & Impairment Modelling, Head of Reconciliation, and in Barclays Bank (Zambia) Limited as the Head of Scheme Loan Collections, as part of an international assignment.

Felix is also currently an adjunct lecturer at the National Banking College in the area of Operational Risk Management.

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Mrs. Gifty Afua Sackey
Chief Internal Auditor

Gifty joined UMB from Stanbic Bank Ghana Limited. She previously worked with Guaranty Trust Bank as the Head of Internal Control, Department for Internal Development (DFID) as the Senior Regional Auditor for West Africa; Finance and Internal Audit Departments of Societe Generale Ghana Limited and KPMG as an Audit Senior.
She has over 16 years demonstrable experience in Risk and Control Assessment, Fraud Investigations, Reporting, Training and Operational, financial and compliance related audits.
She is a Fellow of the Association of Certified Chartered Accountants (FCCA), a registered member of the IIA (Institute of Internal Auditors) and holds a Bachelor of Commerce Degree.

Gifty is joining UMB from Stanbic Bank Ghana Limited. She previously worked with Guaranty Trust Bank as the Head of Internal Control, Department for Internal Development (DFID) as the Senior Regional Auditor for West Africa; Finance and Internal Audit Departments of Societe Generale Ghana Limited and KPMG as an Audit Senior.
She has over 16 years demonstrable experience in Risk and Control Assessment, Fraud Investigations, Reporting, Training and Operational, financial and compliance related audits.
She is a Fellow of the Association of Certified Chartered Accountants (FCCA), a registered member of the IIA (Institute of Internal Auditors) and holds a Bachelor of Commerce Degree.

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Mrs. Nelly Abotchie
Director, Corporate Banking

Mrs. Abotchie began her banking career with UMB in 1995. She re-joined the Bank in 2015 after working for several years at United Bank for Africa Ghana Limited. Nelly is a consummate banking professional with over 20 years of experience in Corporate banking, Retail banking and Consumer banking. She holds a Bachelor of Arts degree in Sociology from the University of Ghana, Legon and an MBA in Marketing from the University of Ghana, Legon.

Mrs. Abotchie began her banking career with UMB in 1995. She re-joined the Bank in 2015 after working for several years at United Bank for Africa Ghana Limited. Nelly is a consummate banking professional with over 20 years of experience in Corporate banking, Retail banking and Consumer banking. She holds a Bachelor of Arts degree in Sociology from the University of Ghana, Legon and an MBA in Marketing from the University of Ghana, Legon.

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Victor Kwaku Dikro
Director, Finance

Victor Kwaku Dikro is the Director of Finance. Prior to his current role, he was the Financial Controller of the Bank. He joined UMB (then Merchant Bank Limited) in October 2007, as an Analyst responsible for startup companies and restructuring of viable but financially-distressed companies.

Later in 2009, he joined the Finance Department as a General Ledger Monitoring Officer. Victor has assumed several roles such as Head, Management Accounts, Head Regulatory Reporting and Deputy Head, Strategy, all in the Finance Department of the Bank.

Prior to joining UMB, he worked with the Amalgamated Bank Limited (Bank of Africa) as the Internal Control Officer responsible for Special Audits and Investigations and with Sammy Tsahey and Associates (Chartered Accountants and Tax Consultants) as Audit Manager.

Victor holds MPhil (Accounting) and B.Sc. Admin (Accounting), both from the University of Ghana, Legon and the Ghana Securities Industries Certificate from the Ghana Stock Exchange.

He is also a member of the Association of Chartered Certified Accountants (ACCA).

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Samuel Sakyi-Hyde
Director, Consumer Banking

Samuel Sakyi-Hyde is the UMB Director for Consumer Banking. He joined UMB in 2019 from uniCredit Ghana Limited where he served as the Chief Executive Officer.

He has over twenty-three (23) years’ banking experience in Financial Services Management, Rural Banking, Credit Risk Management, Domestic Operations, Business Development, Retail and SME Banking, Internal Audit, Treasury Management, Trade Finance, Corporate Banking and Project Management.

Samuel has previously worked with Ga Rural Bank Limited, Amalgamated Bank Ghana Limited (now Bank of Africa) and uniBank (Ghana) Limited (now CBG Limited), where he occupied various managerial positions and introduced several initiatives which stimulated the growth and value of the banks’ retail and SME customer base and credit portfolio.

He holds an International MBA in Banking and Finance and Risk Management from the Business School Netherlands.

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Mr. Ernest Pascal Gemadzie
Director, Legal

Ernest joined UMB on 19th October 2015 having worked with GN Bank Limited and Intercontinental Bank (now Access Bank Ghana Limited). He has over 15 years of experience as a Lawyer and over 7 years in Credit, Legal and Recovery issues. He holds a Bachelor of Law Degree (LLB) from the University of Ghana and a Barrister-At-Law Certificate (BL) from the Ghana School of Law. He also possesses a Postgraduate Diploma from the Institute of Social Studies (ISS)-The Netherlands and International Law Development Organizations,(IDLO), Italy.

Ernest joined UMB on 19th October 2015 having worked with GN Bank Limited and Intercontinental Bank (now Access Bank Ghana Limited). He has over 15 years of experience as a Lawyer and over 7 years in Credit, Legal and Recovery issues. He holds a Bachelor of Law Degree (LLB) from the University of Ghana and a Barrister-At-Law Certificate (BL) from the Ghana School of Law. He also possesses a Postgraduate Diploma from the Institute of Social Studies (ISS)-The Netherlands and International Law Development Organizations,(IDLO), Italy.

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Ms. Akwelley Adoley Bulley
Director, Human Resource

Akwelley joined UMB from Agricultural Development Bank Ltd where she worked as Human Capital Management Executive and Executive Head, Human Resources. She has experience from Millicom Ghana Limited (Tigo) as Head of Human Resources, Holiday Inn as the Human Resources Manager and Cadbury Ghana Limited as the Human Resources Manager and the Employee Relations Manager.
She holds an MA in Employment Studies and Human Resource Management and a BA (Hons) in Psychology with Linguistics. A certified coach, she is also a member of the CIPD (UK) and a certified test administrator.

Akwelley joined UMB from Agricultural Development Bank Ltd where she worked as Human Capital Management Executive and Executive Head, Human Resources. She has experience from Millicom Ghana Limited (Tigo) as Head of Human Resources, Holiday Inn as the Human Resources Manager and Cadbury Ghana Limited as the Human Resources Manager and the Employee Relations Manager.
She holds an MA in Employment Studies and Human Resource Management and a BA (Hons) in Psychology with Linguistics. A certified coach, she is also a member of the CIPD (UK) and a certified test administrator.

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