Management

Mr. Benjamin Kwabla Amenumey
Chief Executive Officer

Mr. Benjamin Amenumey has been the Chief Operating Officer of UMB since the beginning of February, 2016 and he was appointed Chief Executive Officer of the Bank in November, 2019 after Acting in that capacity since February 1, 2019.
Benjamin brings to the role his highly specialized knowledge of Banking Operations. He has over 21 years’ experience in Banking Operations, Internal Control, Treasury and Treasury Operations.
He previously worked with Agricultural Development Bank and Barclays Bank Ghana Limited in various roles in Trade Services, Reconciliation, Remittances, SWIFT, Back Office Support, Treasury Operation, Operations Support for Consumer Banking, Corporate Banking, Payments, Cards Operations Unit, Cash Management Unit, and Treasury and Money markets activities, Properties and Procurement among others.

Mr. Benjamin Amenumey has been the Chief Operating Officer of UMB since the beginning of February, 2016 and he was appointed Chief Executive Officer of the Bank in November, 2019 after Acting in that capacity since February 1, 2019.

Benjamin brings to the role his highly specialized knowledge of Banking Operations. He has over 21 years’ experience in Banking Operations, Internal Control, Treasury and Treasury Operations.
He previously worked with Agricultural Development Bank and Barclays Bank Ghana Limited in various roles in Trade Services, Reconciliation, Remittances, SWIFT, Back Office Support, Treasury Operation, Operations Support for Consumer Banking, Corporate Banking, Payments, Cards Operations Unit, Cash Management Unit, and Treasury and Money markets activities, Properties and Procurement among others.

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Felix Awuku
Director, Banking Operations

Mr. Felix Awuku is the Acting Chief Operating Officer of UMB, having assumed the role in February, 2019. Prior to this, he had joined UMB as the Head of Banking Operations in December 2015 and played this role until his recent appointment.

He has over a decade of banking experience in senior management capacity from Barclays Bank Ghana Limited where he was the Head of Commercial Operations and acquired extensive knowledge and experience in the design and implementation of Operations Processes & Controls, as well as driving operational excellence in supporting the business. He played other roles in Barclays Bank (Ghana) Limited including being the I.T. Change Analyst with responsibility of managing I.T.-related changes, Risk & Governance Manager for Operations, Head of Management Information & Analytics (Retail Credit Risk) in charge of Portfolio Quality Analysis & Impairment Modelling, Head of Reconciliation, and in Barclays Bank (Zambia) Limited as the Head of Scheme Loan Collections, as part of an international assignment.

Felix is also currently an adjunct lecturer at the National Banking College in the area of Operational Risk Management.

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Mrs. Gifty Afua Sackey
Chief Internal Auditor

Gifty is joining UMB from Stanbic Bank Ghana Limited. She previously worked with Guaranty Trust Bank as the Head of Internal Control, Department for Internal Development (DFID) as the Senior Regional Auditor for West Africa; Finance and Internal Audit Departments of Societe Generale Ghana Limited and KPMG as an Audit Senior.
She has over 16 years demonstrable experience in Risk and Control Assessment, Fraud Investigations, Reporting, Training and Operational, financial and compliance related audits.
She is a Fellow of the Association of Certified Chartered Accountants (FCCA), a registered member of the IIA (Institute of Internal Auditors) and holds a Bachelor of Commerce Degree.

Gifty is joining UMB from Stanbic Bank Ghana Limited. She previously worked with Guaranty Trust Bank as the Head of Internal Control, Department for Internal Development (DFID) as the Senior Regional Auditor for West Africa; Finance and Internal Audit Departments of Societe Generale Ghana Limited and KPMG as an Audit Senior.
She has over 16 years demonstrable experience in Risk and Control Assessment, Fraud Investigations, Reporting, Training and Operational, financial and compliance related audits.
She is a Fellow of the Association of Certified Chartered Accountants (FCCA), a registered member of the IIA (Institute of Internal Auditors) and holds a Bachelor of Commerce Degree.

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Mrs. Nelly Abotchie
Director, Corporate Banking

Mrs. Abotchie began her banking career with UMB in 1995. She re-joined the Bank in 2015 after working for several years at United Bank for Africa Ghana Limited. Nelly is a consummate banking professional with over 20 years of experience in Corporate banking, Retail banking and Consumer banking. She holds a Bachelor of Arts degree in Sociology from the University of Ghana, Legon and an MBA in Marketing from the University of Ghana, Legon.

Mrs. Abotchie began her banking career with UMB in 1995. She re-joined the Bank in 2015 after working for several years at United Bank for Africa Ghana Limited. Nelly is a consummate banking professional with over 20 years of experience in Corporate banking, Retail banking and Consumer banking. She holds a Bachelor of Arts degree in Sociology from the University of Ghana, Legon and an MBA in Marketing from the University of Ghana, Legon.

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Mr. Kevin Adarkwah
Director, Treasury

Kevin joined UMB from Agricultural Development Bank where he worked as a Treasurer and had oversight of the Bank’s Treasury Business.
He previously worked with GFX Brokers Limited where he was Director, Institutional FX and also with Standard Chartered Bank where he rose through the ranks to Director, Head- Rates and Foreign Exchange Trading. Kevin brings to the role his highly specialized knowledge of treasury with a proven track record in revenue generation and growth, product implementation and risk management. He has over 21 years’ experience in Treasury Management, Risks, Assets and Liability Management, Forex trading, cash instruments and financial market products.
Kevin is a Chartered Banker, holds an EMBA and is part qualified with ACCA.

Kevin joined UMB from Agricultural Development Bank where he worked as a Treasurer and had oversight of the Bank’s Treasury Business.
He previously worked with GFX Brokers Limited where he was Director, Institutional FX and also with Standard Chartered Bank where he rose through the ranks to Director, Head- Rates and Foreign Exchange Trading. Kevin brings to the role his highly specialized knowledge of treasury with a proven track record in revenue generation and growth, product implementation and risk management. He has over 21 years’ experience in Treasury Management, Risks, Assets and Liability Management, Forex trading, cash instruments and financial market products.
Kevin is a Chartered Banker, holds an EMBA and is part qualified with ACCA.

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Victor Kwaku Dikro
Director, Finance

Victor Kwaku Dikro is the Acting Chief Finance Officer of UMB and doubles as the substantive Financial Controller of the Bank. He joined UMB (then Merchant Bank Limited) in October 2007, as an Analyst responsible for startup companies and restructuring of viable but financially-distressed companies.

Later in 2009, he joined the Finance Department as a General Ledger Monitoring Officer. Victor has assumed several roles such as Head, Management Accounts, Head Regulatory Reporting and Deputy Head, Strategy, all in the Finance Department of the Bank.

Prior to joining UMB, he worked with the Amalgamated Bank Limited (Bank of Africa) as the Internal Control Officer responsible for Special Audits and Investigations and with Sammy Tsahey and Associates (Chartered Accountants and Tax Consultants) as Audit Manager.

Victor holds MPhil (Accounting) and B.Sc. Admin (Accounting), both from the University of Ghana, Legon and the Ghana Securities Industries Certificate from the Ghana Stock Exchange.

He is also a member of the Association of Chartered Certified Accountants (ACCA).

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Mr. Ernest Pascal Gemadzie
Director, Legal

Ernest joined UMB on 19th October 2015 having worked with GN Bank Limited and Intercontinental Bank (now Access Bank Ghana Limited). He has over 15 years of experience as a Lawyer and over 7 years in Credit, Legal and Recovery issues. He holds a Bachelor of Law Degree (LLB) from the University of Ghana and a Barrister-At-Law Certificate (BL) from the Ghana School of Law. He also possesses a Postgraduate Diploma from the Institute of Social Studies (ISS)-The Netherlands and International Law Development Organizations,(IDLO), Italy.

Ernest joined UMB on 19th October 2015 having worked with GN Bank Limited and Intercontinental Bank (now Access Bank Ghana Limited). He has over 15 years of experience as a Lawyer and over 7 years in Credit, Legal and Recovery issues. He holds a Bachelor of Law Degree (LLB) from the University of Ghana and a Barrister-At-Law Certificate (BL) from the Ghana School of Law. He also possesses a Postgraduate Diploma from the Institute of Social Studies (ISS)-The Netherlands and International Law Development Organizations,(IDLO), Italy.

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Ms. Akwelley Adoley Bulley
Director, Human Resource

Akwelley joined UMB from Agricultural Development Bank Ltd where she worked as Human Capital Management Executive and Executive Head, Human Resources. She has experience from Millicom Ghana Limited (Tigo) as Head of Human Resources, Holiday Inn as the Human Resources Manager and Cadbury Ghana Limited as the Human Resources Manager and the Employee Relations Manager.
She holds an MA in Employment Studies and Human Resource Management and a BA (Hons) in Psychology with Linguistics. A certified coach, she is also a member of the CIPD (UK) and a certified test administrator.

Akwelley joined UMB from Agricultural Development Bank Ltd where she worked as Human Capital Management Executive and Executive Head, Human Resources. She has experience from Millicom Ghana Limited (Tigo) as Head of Human Resources, Holiday Inn as the Human Resources Manager and Cadbury Ghana Limited as the Human Resources Manager and the Employee Relations Manager.
She holds an MA in Employment Studies and Human Resource Management and a BA (Hons) in Psychology with Linguistics. A certified coach, she is also a member of the CIPD (UK) and a certified test administrator.

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