Message from the CEO

December 9, 2019

Dear Business Partner,

Welcome to December – the month of unconditional love, cheerfulness and the celebration of the birth of our Lord Jesus Christ.

Generally, 2019 has been a positive year for us at UMB in the wake of the turbulence that hit the financial sector. In spite of it all, we are grateful that we are still in business, serving you with exceptional service across all of our touchpoints. Let me then take this opportunity to say a big thank you for keeping faith with us throughout this year and the years prior.

As we get ready to celebrate Christmas, a perfect time to bond with family and friends and also give back, which is symbolic of this celebration, I encourage you to go out of your way and put a smile on someone else’s face by spreading the Christmas cheer. It is in this spirit of giving back that I am happy to announce to you that UMB understands the financial stress the holiday season brings and how that can put a damper on your plans. It is for this reason that we are giving two exciting promotions to help cushion you for the holiday season. From now till the end of March 2020, you can access a personal loan of up to GHS100,000 and then defer repayment until the following month with the UMB Get Paid and Pay Later promotion. Alternatively, you can you can sign up for the UMB Salary Overdraft promotion to receive up to 75% of your salary upfront and then roll over until 31st March 2020. With these wonderful options, you do not have to worry about downsizing your Christmas shopping list or calling a rain check on that special Christmas party you had planned. This is our way of ensuring that you have a fun-filled Christmas celebration. I hereby encourage you to visit the nearest UMB branch to get more information.

As we bring down the curtains on a what has been a wonderful year, I want to assure you that 2020 will be exceptional as we have rolled out a strategic plan to ensure mutually rewarding benefits. Our focus as a Bank is always in your best interest and so we promise to create a more efficient, dynamic and customer-friendly bank for you come 2020 and the years beyond.

On that note, here is a big thank you to you: our valued customers for allowing us into your personal and business lives. On behalf of the entire management and staff of UMB, I wish you a Merry Christmas and a happy and prosperous New Year!

Sincerely,

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