Special Christmas Message from the CEO

December 24, 2021

OKLI BONI ooooo. Time indeed does fly. Almost in a flash, December is here and we are all geared up for BRONYA. This year, I am using the KROBO greeting for Merry Christmas and a Happy New Year. A unique, special, and naturally uplifting salutation! I like this because it is similar to the effect we will like to deliver to YOU as UMB, where we always put YOU FIRST.


It has been a long, tough year, with many challenges. Our world is still afflicted by the scourge of COVID-19, and as we all proceed on the holidays, let us all please take the precautions directed by the authorities and health professionals to be safe. Also, let us be careful and pay attention as we travel, especially by road. Life is precious and let us stay safe into 2022.


As we celebrate and make merry, please spare a thought for your financial affairs and planning. More often than not, we overshoot our envelopes and our finances suffer! At UMB, we take our fiduciary duty of financial advisory to you seriously, and are always interested in supporting you to achieve the BEST YOU. We are giving each one of you, a cool calendar when you visit our branches in the New Year. This will have a financial planner for 2022, to help you plan for the year. As your bankers, we are available to help and guide you in this process at no cost. Engage any of our Customer Consultants in our branches or contact SIKA – our Virtual Assistant, in this regard.


The Christian celebration of Christmas and the general euphoria of the New Year is a time for all of us to recommit and appreciate our common humanity. 2020 and 2021 has proven to us all, that no matter where we are on this Earth, our well-being is intertwined. Let us all take some time to enjoy the holidays with our loved ones, relax, reflect and recharge so we can enter 2022 re-fortified for progress and growth.

Okli Boni and may we all have a HUGELY successful 2022.

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